Presented by M & T Bank. Learn how to identify the signs of identity theft and fraud. Examine different types of identity theft and fraud. Identify strategies to protect yourself from identity theft and fraud. Learn how to protect your data using safe habits. Ages 18+

• Wed   Aug 21
• 6-7 pm
• GEARS Community Center
• FREE; Registration is required

Intro to Medicare: If you are about to turn age 65 and confused by Medicare, this class is designed specifically for you! The basics of Medicare will be explained, including how and when to sign up for Medicare, what is covered by the different parts of Medicare (A, B, C and D), and what the difference is between a Medicare Supplemental (Medigap) and a Medicare Advantage plan. Additionally, we will walk through how to find a plan that best fits your needs. This class is beneficial for seniors because it clears away the confusion, answers many questions, and empowers participants through education.

• Thu 6-8 pm
• FALL:  Sept 26
• Senior Center
• $15 ($21 NR)

Join us for an informative session on navigating the world of financial aid to support your educational journey. Whether you're a prospective student, parent of a prospective student or currently enrolled, understanding the intricacies of financial aid can make a significant difference in financing your education. This class is designed to equip you with essential knowledge and resources to make informed decisions about funding your academic pursuits. Class presented by Members 1st  FCU. Ages 16+

• Wed Oct 9
• 6-8 pm
• East Donegal TWP Building 
• FREE; Registration is required

What is a Will? What happens if you do not have one? How do you make a Will? What is a Trust? Do you need/want one? What do you do if you have to administer an Estate? This class is designed to be an introductory course to give you a working knowledge of the law in the Estate area. Questions about particular circumstances will be welcome. Instructor, Thomas Beckley, is an attorney who devotes a large portion of his practice to Estate Planning and Administration. Ages 18+

• Thu Oct 17
• 6-8 pm
• Senior Center
• $10 ($16 NR) 

Presented by M & T Bank. In this workshop, participants will: identify personal obstacles to budgeting; create a structure to track and analyze spending; list short-term, medium-term, and long-term goals; discuss the importance of reducing debt and building emergency savings; and apply strategies to manage day-to-day spending.

• Fri Oct 18
• 6-7 pm
• Senior Center
• Free ($10 NR) Registration Required

Have some fun and add to your seasonal home decorating. Join DIY Instructor Barbara Plunkett as she guides you through painting a seasonal wreath image on a pillow cover. Pillow, pillow cover and paint provided.

• Mon Sept 16, 7-9 pm - Fall theme 
• Mon Nov 11,  7-9 pm - December Holiday theme
• Winters Heritage House
• $30/session ($38 NR)